Financial Planning Services

Obermeier Financial Services

In order to better meet our client's financial services needs, we founded Obermeier Financial Services in 2000. Brian Obermeier went through the securities licensing process enabling him to provide investment services to our clients.  He later obtained his Minnesota and Wisconsin insurance licenses which allows him to assist his clients in the areas of life, disability and long-term care insurance.

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We offer total wealth care services. Our goal is to help clients achieve financial peace of mind, enabling them to enjoy retirement with dignity. Our holistic approach to financial planning encompasses the following areas:

  • Tax planning
  • Investment planning
  • Retirement planning
  • Insurance planning
  • Education planning
  • Estate planning
  • Income protection
  • Business planning
  • Debt management
  • Special situations

Our extensive background with tax planning matters distinguishes us  from traditional financial planners and stock brokers.  We are able to provide the very important component of all financial planning: tax advice.

Our approach to financial planning revolves around the following client meeting life cycle:

  • Discovery Meeting

    The purpose of this initial meeting is to gather information and learn about the client's existing financial status, needs and goals. We help clients prioritize the ten financial planning areas listed above so that we are able to address their immediate concerns. From this information we prepare a proposed action plan to discuss with the client at the next meeting.
     
  • Implementation Meeting

    We present our findings and recommendations based on information obtained at the discovery meeting. If there are immediate steps to take, these are implemented at this meeting.
     
  • Review Meetings

    We encourage periodic review meetings throughout the year. These meetings are used to review investment performance, determine status of progress toward financial goals, and continue to work through the prioritization of the ten financial planning areas. If new issues are discovered, we take this opportunity to begin work on a solution.

The above meeting structure allows us to stay connected with our client's financial goals and their progress toward those goals.